Hudson Community Services: Community Education, School Age Care, Summer Programs

This presentation will help provide you with an overview of what Estate Planning is, the tools required and strategies to help guide you on your journey. Particular topics addressed include: What is Estate Planning, Tools of Transfer, Estate Tax Fundamentals, Estate Planning Strategies and Gift Tax Fundamentals.

Be a good steward of the gifts you’ve been given and learn how to make giving an act that benefits you and the people and causes you care about.

As parents age, adult children provide more support for their aging parents. What do you know about their health history, financial assets, and long-term wishes? It is important to gather the right information, initiate those difficult conversations, understand your changing roles and learn more about the resources that can help as your parent ages. 

Whether you're thinking about buying your first home or your third home, now's the time to create a plan for one of your biggest investments and what it means for your future. Home Buying 101 will bring in three experts to help you understand all the steps involved in purchasing a home. A realtor will help you understand home values, timing your purchase, market statistics, and the benefit of having a realtor representing you during the transaction from start to finish. A lender will explain the pre-approval process, the various mortgage finance options, and why credit scores are crucial in the pre-qualification process. They will also share what you will need to apply for a loan and why timing is so important to help you find your dream home. Finally, a licensed home inspector will share what inspectors look for and why it is important to have a home inspection.

Learn more about long-term care and how you and your family can prepare for it emotionally, physically and financially.

Are you new to Medicare, helping your parents or just plain confused about Medicare? Participants will learn a foundational understanding of Medicare, one letter at a time. The basic elements of Parts A, B, C & D as well as the benefits and costs associated with each will be discussed. Basic enrollment and enrollment periods will be covered as well as specific rights available to Medicare beneficiaries, financial help programs and listings of local resources. Come with questions!

Retirement today is quite different from previous generations. This course begins by exploring an updated approach to retirement planning that accounts for all the challenges and pitfalls that are unique to the reality in which we now live. Many issues will be discussed, but not limited to; determining if you have enough money for retirement, assessing the benefits of Roth conversions, maximizing Social Security strategies, reducing inefficiencies, expenses, and delays with your estate, plus more!